Shoutbox

• <Mid9Sun>

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  • 21 Nov `08, 2:04PM
  damn really need a nap in office zzz
• <Noahtay>

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  • 21 Nov `08, 2:04PM
  yawn after lunch fell like sleeping
• <honeymouse>

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  • 21 Nov `08, 2:05PM
  so mid, what's the plan on the weekend?
• <Mid9Sun>

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  • 21 Nov `08, 2:06PM
  hmm the movers have delivered the boxes..so i am going to start packing
• <Mid9Sun>

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  • 21 Nov `08, 2:06PM
  then visit a friend's baby shower thingy
• <honeymouse>

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  • 21 Nov `08, 2:06PM
  wow... so organised, started packing already?
• <Mid9Sun>

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  • 21 Nov `08, 2:07PM
  then go home check on mom who's ill...
• <honeymouse>

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  • 21 Nov `08, 2:07PM
  what's the point of a baby shower?
• <honeymouse>

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  • 21 Nov `08, 2:07PM
  oh... hope your mum gets better soon. what happened to her?
• <Mid9Sun>

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  • 21 Nov `08, 2:08PM
  then...go to the bank open another oz currency FD to take advantage of the rates..now is 0.9957
• <Mid9Sun>

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  • 21 Nov `08, 2:08PM
  she's got the flu bug..its epidemical here
• <Mid9Sun>

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  • 21 Nov `08, 2:08PM
  then after everything settled...gonna watch some tv and then save the world too
• <honeymouse>

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  • 21 Nov `08, 2:09PM
  which bank are you going with?
• <Mid9Sun>

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  • 21 Nov `08, 2:09PM
  good to start packing early...its better no rush...
• <honeymouse>

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  • 21 Nov `08, 2:09PM
  true
• <Mid9Sun>

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  • 21 Nov `08, 2:11PM
  ocbc... uob is worse ..dbs ..i never like them..and now even worse after the high notes thingy ..standchart..minimium is 50k which i dun wan to commit
• <honeymouse>

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  • 21 Nov `08, 2:11PM
  thought you were going to open a bank account in Oz
• <Mid9Sun>

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  • 21 Nov `08, 2:12PM
  i opened one last mth with ocbc ..so they still giving better deal
• <honeymouse>

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  • 21 Nov `08, 2:13PM
  oh... i am not sure how it works for you.... can you open a bank account in foreign currency?
• <Mid9Sun>

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  • 21 Nov `08, 2:13PM
  thats later...once the account matures I can TT over to oz anytime cos its already in OZ currency ..not exposed any xchange rate movement
• <Mid9Sun>

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  • 21 Nov `08, 2:15PM
  yeah this is how it works...u buy foreign currency and put it into a fix deposit for a period. Once the period is up you get a certain amount of interest.
• <honeymouse>

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  • 21 Nov `08, 2:15PM
  i see. depends on the amount. Bank draft might be better
• <Mid9Sun>

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  • 21 Nov `08, 2:16PM
  also u can renew the period or you choose to convert it back to sg...the key factor is the prevailing exchange rate
• <honeymouse>

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  • 21 Nov `08, 2:16PM
  cos' once the money reaches the bank in Oz, the bank does charge some fees
• <honeymouse>

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  • 21 Nov `08, 2:16PM
  wow... that's good
• <Mid9Sun>

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  • 21 Nov `08, 2:17PM
  TT is better ....faster and it dont cost much
• <Mid9Sun>

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  • 21 Nov `08, 2:17PM
  calculated its still worth to do a TT then bank draft
• <honeymouse>

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  • 21 Nov `08, 2:18PM
  ok. do you know what Oz bank you're going for?
• <Mid9Sun>

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  • 21 Nov `08, 2:18PM
  whats why now a lot people been opening oz currency FD
• <honeymouse>

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  • 21 Nov `08, 2:18PM
  not a bad idea

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